ROLEPURPOSE OBJECTIVE
- LoanOfficer- Secured LOANS
1. Managingsecured loans of assigned URC/SFB branch
2. Planningand organizing micro marketing activities for leads and business
3. Lookingfor Early Warning Signals and informing the same to corporateteam for timely corrective action in asset business
SIZEOF THE ROLE
- CustomerBase 70 Customers Approximately
- Portfoliosize approx. 5 Crs
- Customerrelationship building
- Collections
- Leadgeneration
- Marketingactivities
KEYDUTIES RESPONSIBILITIES OF THE ROLE
Business:
- ManagingAsset Products- managing Kisan Credit Card, Agri EnterpriseLoans, other secured loans
- Knowledgeon process and products- mortgage processes of the state in KisanCredit Card, other product
- Cross-sellof liability products and third party products
- Formationof FarmersClubs one per branch/leveraging existing clubs,making use of the same for banks business
- Workwith team in harnessing the potential of the area and achievingthe set targets
Customer:
- Ensurethat issues/ complaints raised by the customer are resolvedwithin agreed TAT, work with Service Quality for improvingcustomer service on an ongoing basis
- Developingand maintaining rapport with key persons / opinion makersof the village
- Workclosely with Credit and Ops to ensure timely sanctions and DBCustomer
Internalprocess:
- Completingmortgages on time/collection of Post disbursement documents
- Ensuringthe collection efficiency and containing PAR and IOD withinthreshold levels
Learningperformance:
- Keepself-updated on the latest product, process and regulatoryguidelines.
- Ensurecompletion of all nominated trainings for self.
MINIMUMREQUIREMENTS OF KNOWLEDGE SKILLS
Educational
Qualifications
- Graduate,preferably in Agri/Allied Sciences, Post-graduation/ PGDBA/ MBAin Rural Management will be an added advantage
Experience(Yearsand
📌 External-Loan Officer-Secured Loans (India)
🏢 Ujjivan Small Finance Bank
📍 India
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