Job Summary:

As a Relationship Manager - LAP (Loan Against Property) based in Suryapet, you
will be responsible for originating, developing, and managing relationships with
clients seeking LAP products. This role focuses on achieving sales targets,
ensuring customer satisfaction, and contributing to the growth of the LAP
portfolio within the assigned territory.

Job Responsibilities:

* Identify and acquire current customers for Loan Against Property (LAP) products
within the Suryapet region.
* Manage and nurture existing customer relationships to maximize business
opportunities and ensure high levels of customer satisfaction.
* Conduct thorough financial analysis and due diligence for LAP applications,
ensuring adherence to company policies and regulatory guidelines.
* Prepare and present loan proposals to credit committees, articulating the
client's profile and the merits of the application.
* Achieve monthly and quarterly sales targets for LAP disbursements and
portfolio growth.
* Collaborate with internal teams, including credit, operations, and legal, to




ensure smooth processing and sanctioning of loans.
* Stay updated on market trends, competitor activities, and regulatory changes
pertaining to the LAP sector.
* Provide excellent customer service, addressing inquiries, and resolving issues
promptly and professionally.
* Maintain accurate and up-to-date records of customer interactions and sales
activities.
* Participate in promotional activities and marketing campaigns to enhance brand
visibility and generate leads.

Job Qualifications:

* Bachelor's degree in Business Administration, Finance, Commerce, or a related
field.
* Proven experience (typically 2-5 years) in sales or relationship management
within the financial services industry, specifically with exposure to Loan
Against Property (LAP) products.
* Strong understanding of the LAP product lifecycle, including origination,
underwriting, and disbursal processes.
* Excellent communication, negotiation, and i

📌 Relationship Manager (Suryapet)
🏢 Credit Saison India
📍 Suryapet