Job DescriptionJob RequirementsArea Credit ManagerArea Credit Manager will be responsible for overseeing the credit assessment and underwriting process for loan applications related to property.Responsibilities:- Evaluate and analyze credit data and financial statements to determine the creditworthiness of loan applicants- Develop and implement credit policies and procedures in line with regulatory requirements- Manage a team of credit analysts and underwriters to ensure effective processing of loan applications- Collaborate with sales and marketing teams to drive business growth and achieve loan targets- Conduct regular portfolio reviews and risk assessments to maintain a healthy loan portfolio- Stay updated with industry trends and market conditions to make informed credit decisionsSkills:- Bachelor's degree in finance, accounting, or related field- Proven experience in credit assessment and underwriting for loan against property- Strong knowledge of property valuation and legal aspects related to property loans- Excellent analytical and decision-making skills- Ability to lead and manage a team effectively- Good understanding of regulatory guidelines and compliance requirements in the banking industry

📌 Area Credit Manager - Eil (Maharashtra)
🏢 IDFC
📍 Maharashtra