Job Description:

Position Overview:

The incumbent will play a critical role in the Risk Department, focusing on overseeing and managing all aspects of financial and operational risk. This role requires deep knowledge of regulatory frameworks, risk management strategies, and experience in Microfinance sector. The ideal candidate will possess Strong expertise in areas of Financial Risk including Liquidity Risk, Market Risk, Asset Liability Management (ALM), Operational Risk, Portfolio Monitoring, Expected Credit Loss (ECL), with sound knowledge of Fundings and Investments including External Commercial Borrowing (ECB) and Direct Assignment/Pass-Through Certificate (DA/PTC) transactions and Enterprise Risk Management

Key Responsibilities:

Liquidity and Market risk Management
- LCR preparation, forecasting, monitoring, reporting and prudential limits monitoring
- Collaborate with treasury and finance teams to optimize funding/investment strategies
- Monitor Asset Liability mismatches and review of Structured/Agile liquidity/IRS
- Analyze market risk factors including interest rates,



RBI monetary/fiscal policy actions and quantify/manage IRRB by application of NII/ Value at risk and EVE approaches
- Review of treasury proposals and compliance to Investment Policy/Exposure norms
- Conduct stress tests and scenario analysis under various adverse conditions

Operational Risk
- Review and monitor new process, product, IT and policy changes in evolving landscape
- Conduct periodic risk reviews of processes and controls and collaborate with cross-functional teams to enhance risk-aware culture and ensure proactive risk management
- Ensure compliance with KYC, Anti-Money Laundering (AML), and other regulations
- Perform Internal Risk Assessments, monitor STR/CTR and submit quarterly returns
- Develop, implement, and maintain RCSA, Early Warning System, Loss Data Base Management, BCP and framework for IT risk management
- Evaluate the risks associated with outsourcing arrang

📌 Risk Officer (Gurugram)
🏢 Mancraft Consulting
📍 Gurugram