Job Summary
- Vehicle Finance Loan is a growing business for Ujjivan SFB. The Cluster Manager - Vehicle Finance Loan is an important position that will drive this business in the respective cluster. The position is responsible for overall growth and success of the business in the cluster.
- Build efficient team of Relationship Officers/Business Correspondents in the clusters assigned.
- Oversees the performance of the VF portfolio of his/her cluster and branch in terms of growth (amount and client base) and drive productivity of Relationship Officers by guiding them and carrying out constructive reviews of their performance.
- Overall responsible for the control and recovery of loans in his/her cluster through risk assessment and recovery strategies.
- In coordination with the Credit Product teams, identifies suitable branches and locations for VF business loan and gets the locations activated. Ensures proper goal setting, resource planning, marketing and sourcing of VF business.




- Work closely with Product and Marketing team to drive suitable branding and marketing activities in his/her respective cluster.

Size of the role Financial size
- Cost of hiring and placing current Relationship Officers at branches dealerships
- Operational cost of managing the conveyance and claims of Relationship Officers
- Cost of procurement of marketing collaterals, sales aids for brandbuilding
- Expected to manage a portfolio of Cr. progressively

Non-financial size
- Managing one or more products across the branches of operations
- Managing a team size of 10-15 employees progressively
- Managing assets like marketing collaterals, stationery and systems
- Managing hiring and placement of Relationship Officers at required branches dealerships

Key duties and responsibilities of the role Business/Financials
- Drived daily/weekly/monthly accomplishment of targets according to the annual/monthly targets established for the area and branches under his/her responsibility by providing guidance

📌 Cluster Manager-Vehicle Finance (Magadi)
🏢 Ujjivan Small Finance Bank
📍 Magadi