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Key Responsibilities

- Credit Appraisal & Underwriting

- Analyze loan proposals from builders, developers, and real estate companies.

- Conduct detailed due diligence on financials, project cash flows, repayment capacity, and collateral.

- Prepare Credit Appraisal Memorandums (CAM) and recommend credit limits in line with risk appetite.

- Risk Assessment & Monitoring

- Evaluate project feasibility, approvals, land titles, and legal documentation.

- Identify key risks (market, execution, regulatory) and propose mitigants.

- Conduct regular portfolio monitoring, review early warning signals, and track project progress.

- Market & Sector Analysis

- Keep track of real estate sector developments, demand–supply dynamics, and pricing trends.

- Benchmark proposals against market peers and internal lending norms.

- Stakeholder Management

- Liaise with business teams, legal, technical, and risk partners for end-to-end assessment.

- Present proposals to the Credit Committee and defend recommendations.

- Compliance & Governance

- Ensure adherence to internal credit policies, RBI/NBFC regulations, and audit guidelines.

- Maintain proper credit files, documentation, and data accuracy.

📌 Credit Analyst- Construction Finance- Mumbai (G.) (Mumbai Suburban)
🏢 Acura Solution
📍 Mumbai Suburban