Recent Business Prospects: - Originate new business prospects within the SME sector through direct sourcing and open market channels. Customer Acquisition: - Acquire SME customers and manage their proposals, guiding them up to the disbursement stage. Business Generation: - Meet existing SME clients to identify business opportunities and drive revenue. Working Capital Facilities: - Provide SMEs with a range of working capital facilities, such as Overdraft, Cash Credit, Dealer Finance, Vendor Finance, Letter of Credit, Bank Guarantee, Term Loan, etc., based on their specific needs.Customer Relationship Management: - Manage and nurture customer relationships, addressing both service and sales queries with the goal of engaging and retaining SME clients. Cross-Selling: - Cross-sell retail banking products to SME customers to maximize revenue and meet sales targets. Credit Risk Assessment:



- Assess the credit risk associated with SME clients and their proposed financing structures.

- Collaborate with credit and risk teams to ensure sound credit decisions. Financial Analysis - Conduct in-depth financial analysis of SME clients to evaluate their creditworthiness and funding requirements.
- Prepare and present comprehensive credit proposals. Credit Structuring: - Structure credit facilities for SMEs in a manner that aligns with their business needs and risk profiles.
- Optimize the credit solutions offered to SME clients. Compliance and Regulations: - Ensure compliance with all relevant regulatory requirements and internal policies.
- Stay updated on changes in regulations affecting SME banking.

📌 Area Sales Manager - Supply Chain - Sales - Hyderabad - Ranigunj - MM*
🏢 Tata Capital
📍 Hyderabad