Job Purpose
“This position is open with Bajaj Finance ltd.”To help in day to day risk management of respective product which will require : data extraction and analysis on portfolio performance, identification of emerging trends etc.Culture Anchor:Work Hard - Consistently puts in effort. plans and tracks daily progress to achieve targetsExecute with Rigor - Takes responsibility for meeting targets with focus and effortOwn It - Maintains honesty and fairness in all interactions in line with organization’s policiesAct with Integrity
Duties and Responsibilities
•Data extraction and analysis related to respective portfolio•Analyzing early portfolio performance on various performance metrics •Regular Portfolio performance review and analysis•Analyzing Performance in correlation with TTD variables•Conduct routine check on data accuracy in database•Publishing mid-month bounce analysis, summary and trends•Tracking and Maintaining Key MIS's for decision making and proactive actions•Automation and publishing regular MIS/dashboards/analysis for product portfolios4. MAJOR CHALLENGES(Challenges faced on an on-going basis in carrying out the job)•Detail understanding of product program and processes involved•Data mart understanding of how and when data flows into which table•Converting business requirement into numerical problem solving•Energetic portfolio with multiple variables influencing risk performance 5.
DECISIONS(Key decisions taken by job holder at his/her end)•Day to day credit deviation approval•Closure of adhoc business requirement•Liaising with IT, Credit and BIU teams to ensure all policies, models, processes, data flow are working efficiently, and all required changes are build and implemented suitably6. INTERACTIONS(Key working relationships a job holder needs to have INSIDE and OUTSIDE the company to accomplish the job)Internal ClientsRoles you need to interact with inside the organization to enable success in your day to day workNational Lead - Risk, Lead/Senior Lead - Risk, National Lead – Sales, National /Senior Lead – Credit, Unit/Senior Lead – IT, External Clients Roles you need to interact with outside the organization to enable success in your day to day workNA7. DIMENSIONS(Key numerical data which will reflect the scope and scale of activities concerning this job)Financial Dimensions(These should be quantifiable numerical amounts)Current Bucket Bounce %Current Bucket POS %6MOB30+12MOB30+ Other Dimensions(Significant volume dimensions associated with the job)?Total Team Size: NA?Number of Direct Reports: NA?Number of Indirect Reports: NA?Number of Outsourced employees: NA?Number of locations: NA?Number of products: 1
Required Qualifications and Experience
a)Qualifications•BE, BSc – Statistic, MSc - Statisticb)Work Experience•2-4 years of work experience in risk/credit/Analytics.•Excellent analytical, data management and presentation skills.•Experience in and exposure to SQL is a must•Effective verbal and written communication skills and stakeholder management