Description

- To manage the Securitization Product (PTCs and DA), draw up process, policies and manuals of the department.
- Provide customer service both internal and external stakeholders.
- Ensure RBI and internal compliance matrixes are adhered to. Build a profitable portfolio.
- Build relationship with all kinds of Financial Institutions for their liability business, setting up counterparty credit lines from and with other banks, sourcing business from PSUs.
- To cross sell various products offered by the bank to these customers

Responsibilities

- Product Management

- Liaising with Originators, Rating Agencies, Arrangers, Legal Counsels and Trustees among others, Ensuring that the transaction is in accordance with the RBI Guidelines and SEBI Guidelines.
- Providing inputs on the transaction structure and internal credit memo.
- Collecting proceeds from the originators and appropriating the same to the Pool account with the bank
- Adherence to RBI Guidelines in such deals.
- Regular analysis of servicer reports, ensuring timely and accurate pay-outs. - Monitoring the credit enhancement as stipulated by the rating agency.
- Sending out monthly reports along with future cash flows factoring prepayments to the internal credit monitoring team.




- Responding to any queries/clarifications sought by the Compliance/Risk/Audit teams in connection with the product.

2. Relationship management
- To create excellent relationship with all stakeholders in the wholesale banking business
- To coordinate with sales to achieve targets and ensure TAT or SLAs are met.
- Ensuring approval and disbursement TAT are followed.
- Location & site visits whenever required and evaluate the quality and adherence to the policy norms.

3. Customer Management
- Network with various stakeholders internally and externally.
- Meet both internal and external customer turnaround time.
- Responsible for Audit queries and resolution thereof
- Liaison with internal & external auditors, supervision of day-to-day operations for given portfolio, interaction with commercial branch managers etc.
- Liaising with Legal & compliance, Risk control & clients to resolve various disbursement related issues.

4. Build relationship with FI’s for their liability business.
- Setting up counterparty credit lines from and with other banks
- Sourcing business from PSUs
- Cross Sell of various products
- Any other duties/ responsibilities, assigned by the Bank

Qualifications

Qualification: Degree/PG with MBA/CA/ICWA

Experience: 6 to 10 years

📌 Relationship Manager - FIG & PSU| Ernakulam (Kerala)
🏢 CSB Bank
📍 Kerala