Key Responsibilities

- Portfolio MIS & Analytics
- Lead development of comprehensive MIS dashboards covering sanctions,

disbursements, collections, pipeline, and portfolio performance.

- Generate actionable insights on trends, variances, and emerging risks.
- Identify early warning signals through data analytics (overdues, delays, utilization patterns).
- Drive automation and standardization of MIS reporting for efficiency and accuracy.
- Escrow Cash Flow Analytics & Forecasting
- Analyze escrow inflows/outflows, including customer collections, project receivables,

and debt servicing.

- Forecast key business metrics:

o Disbursement run-rate o Collection efficiency o Prepayment trends

- Identify liquidity gaps, timing mismatches, and stress scenarios at project and portfolio level.
- Escrow Waterfall Monitoring & Control
- Track and ensure strict adherence to escrow waterfall mechanisms as defined in sanction letters and transaction documents.
- End Use certificates
- Identify and flag any deviations, leakages, or misallocations in escrow utilisation.
- Strengthen controls and reporting around escrow operations to minimize operational and credit risks.
- Portfolio Health Monitoring (DSCR & Risk Metrics)
- Track and monitor DSCR and other key financial ratios across the portfolio.
- Support credit monitoring, renewals, and annual reviews with data-backed insights.




- Market Intelligence & Strategic Insights
- Track real estate market dynamics:

o Market wise Supply and absorption trends o Pricing trends o Inventory levels monitoring o Regulatory developments o Asset class trends

- Benchmark portfolio performance against market indicators and peer projects.
- Provide insights to support:

o Current deal evaluation o Sectoral exposure strategy o Risk calibration

- Audit, Compliance & Governance
- Manage internal and external audit interactions for portfolio analytics.
- Support documentation and responses for regulatory and audit requirements.
- Early Warning Systems & Portfolio Surveillance
- Design and implement early warning frameworks using escrow, cash flow, and market data.
- RAG Reviews
- Monitor covenant & milestones compliance and trigger breaches.
- Business Planning & Strategy
- Support annual operating plans, budgeting, and forecasting.
- Provide data-driven projections on growth, yields, and risk metrics.
- Stakeholder Management
- Work closely with Credit, Risk, Business, Finance, and Operations teams.
- Act as a central data and analytics partner for cross-functional teams.
- Process Improvement & Digitization
- Drive digitization of escrow tracking, MIS, and reporting frameworks.
- Implement analytical tools (Excel models, BI dashboards, automation solutions).

📌 Portfolio Monitoring Manager - CF - Pune
🏢 Financial services
📍 Pune