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Role Overview

We are seeking a highly skilled and detail-oriented Finance & Accounts Manager with 7–10 years of experience in the BFSI sector. This is a pivotal role responsible for overseeing the financial reporting framework, compliance with IND-AS, operational finance, and internal controls. The ideal candidate will bring strong technical expertise, hands-on experience across core finance functions, and the ability to contribute strategically through budgeting, forecasting, and MIS reporting.

This position offers the opportunity to work in a dynamic, fastpacked workplace and engage with senior leadership and external stakeholders.

Key Responsibilities

1. Finance & Accounts Operations:

- Oversee month-end and year-end closing processes.
- Manage accounts payable and receivable operations.
- Handle cash receipts, general ledger, payroll, and utility payments.
- Manage treasury operations including cash flow forecasting and budgeting.
- Conduct revenue and expenditure variance analysis.
- Oversee capital and fixed asset reconciliations, tracking, and debt servicing.

2. Financial Reporting & Analysis

- Prepare and consolidate financial statements as per IND-AS.
- Conduct regular MIS and financial reporting for internal and external stakeholders.
- Analyze financial performance, including yield, cost of borrowing, and Net Interest Margin (NIM).
- Support strategic business decisions with data-driven insights and portfolio-level analytics.

3. Regulatory & RBI-Specific Financial Compliance

- Ensure compliance with RBI Master Directions, liquidity norms (LCR/ALM), and CRAR requirements.
- Liaise with RBI,



statutory auditors, and regulators for inspections and compliance queries.
- Ensure accurate and timely submission of financial disclosures as per IND-AS and RBI norms.

4. Systems, Controls & Compliance

- Participate in ERP implementations (Tally, Oracle, or SAP).
- Implement and monitor financial controls to mitigate risks and ensure compliance.
- Automate reconciliations, workflows, and reporting processes for scalability.
- Compute IND-AS adjustments such as:

o EIR (Effective Interest Rate – Ind AS 109),

o ECL (Expected Credit Loss – Ind AS 109),

o EIS (Effective Interest Spread for derecognized financial assets like PTC/securitization).

- Prepare and track annual operating plans versus actuals.

5. Fund Management & Borrowings

- Manage working capital and coordinate fund drawdowns from lenders and banking partners.
- Track and manage repayment schedules, interest costs, and covenant compliance.
- Oversee securitization & Direct Assignment (DA) accounting, including PTC-related reconciliations and investor reporting.

6. Treasury & ALM Oversight

- Support ALM activities including liquidity planning, maturity profiling, and funding strategy.




- Prepare ALCO reports and collaborate with Risk team for regulatory alignment.

7. Budgeting & Operational Finance

- Lead the preparation of monthly/quarterly budgets for disbursements, collections, and branches.
- Collaborate with business heads to monitor cost-to-income, yields, and operational KPIs.

8. Audit & Governance

- Coordinate internal audits covering lending, expense, and vendor areas.
- Facilitate statutory and RBI audit requirements, and ensure timely closure of audit findings.

Experience Requirements

- Proven expertise in preparing IND-AS financial statements, including both standalone and consolidated accounts.
- Familiarity with IFRS and any prior experience working in Saudi Arabia is an added advantage.
- Hands-on experience across core finance functions, including taxation, revenue management, accounts payable/receivable, banking, and treasury.
- Demonstrated ability to prepare MIS and deliver board-level presentations to directors and investors.
- Experience in budgeting, forecasting, and financial modeling.

Key Skills

- Proficient in MS Excel and PowerPoint; working knowledge of Office 365 suite.
- Familiar with Tally and ERP platforms such as Oracle or SAP.
- Excellent attention to detail with strong analytical and documentation skills.
- Ability to work independently with minimal supervision and manage multiple priorities effectively. Self-motivated and adaptable to a fast-paced, multicultural work environment.
- Strong written and verbal communication skills in English.

Work Timings:

9.00 AM to 6.00 PM

Monday through Friday

📌 Manager – Finance & Accounts (NBFC) (Pune)
🏢 Mantras2Success
📍 Pune