Company Name – Muthoot Fincorp Limited
Job Title – National Technical Head – Secured & Unsecured Lending Business
Grade – SM4
Designation – DVP
Location – Chennai
Reports to – National Credit Head – Secured & Unsecured Lending Business
Span Of Control – NA

Job Purpose

Key Job Responsibilities
Key Result Areas and Supporting Actions Providing integrated technical support towards following broad aspects of the technical function.
- Formulation & Implementation of Technical Policies & Procedures for Muthoot Fincorp Secured & Unsecured Lending Business

Comprising of MSME Loans backed by Property, Gold – Pan India.
- Extending Guidance to the Zonal / State Technical Team on the Property Valuation on broad policy guidelines as well as on Transactional based deviations.
- A thorough Understanding of RERA guidelines and its impact on the Real Estate Market, more specifically to Secured Mortgages.
- Monitoring & Updating on Laws pertaining to Real Estate, Policy and regulatory requirements impacting retail mortgage business rolled out by Central, State,



District and other Statutory authorities from time to time.
- Develop recent initiatives & lead to State specific innovations.
- Suggest process improvement & effective implementation of same.
- Monitor technical evaluation process – Pan India, Zone, State.
- Maintain TAT targets for the technical evaluation process.
- Work closely with the legal counterpart on the technical evaluation front.
- Conduct spot checks at various locations and suggest region specific amendments to increase business & mitigate risk.
- Proactively work towards developing robust processes for early triggers for FRAUD DETECTION & AVOIDANCE.
- Monitor handling of Fraud cases on the technical front ie., Identification, handling, reporting and facilitation closure as per the action decided.
- Vendor Management
- Team Management
- Market Intelligence on Real Estate.
- Supporting Ground Team on Revaluation on Distressed Assets and its resolution.
- General

📌 National Technical Manager (Chennai)
🏢 Muthoot Fincorp
📍 Chennai