Role Overview
We are seeking a highly experienced, data-driven Fraud Risk Management skilled to lead
our fraud detection, investigation, and regulatory compliance frameworks. In this role, you will
be responsible for safeguarding our digital payments ecosystem (including UPI, IMPS, Wallets,
and Merchant platforms) by engineering advanced risk rules, optimizing machine learning
models, and leading high-performing operational teams. You will also act as a primary liaison
with key regulatory bodies (RBI, NPCI) and Law Enforcement Agencies (LEAs) to ensure
ironclad compliance and proactive risk mitigation.

Key Responsibilities
1. Regulatory Compliance & Governance
 Implement Circulars: Spearhead the end-to-end implementation of all fraud risk-related
circulars and compliance mandates from the RBI, NPCI, and FIU.
 Regulatory Confirmation: Own and ensure the timely, accurate submission of critical
regulatory implementations on the PCOMP portal.
 Stakeholder Liaison: Serve as the primary point of contact for ad-hoc risk inquiries from




regulatory bodies and Law Enforcement Agencies (LEA).
 Executive Reporting: Prepare and present advanced data analysis and high-level risk
reports for Board-level forums, including the Risk Management Committee (RMC).
2. Risk Rule Engineering & Advanced Analytics
 Rule Development: Codify, test, and deploy hundreds of high-impact risk rules (velocity,
blacklists, compliance) using Python and SQL to counter emerging fraud vectors.
 Data Analysis: Query and analyze large-scale transactional and profile data to identify
patterns, build automated daily alert reports, and perform Root Cause Analysis (RCA).
 ML Model Optimization: Partner cross-functionally with Tech and Data Science teams to
refine and optimize Machine Learning/AI-driven risk models to boost detection efficiency and
reduce false positives.
3. Fraud Investigations & Operations
 Investigations: Lead end-to-end investigations into sophisticated digital payment fraud
acr

📌 Fraud Risk (Noida)
🏢 Paytm
📍 Noida