Purpose of the role:

- The position has been created to enable clear focus on Credit Evaluation of Customers through verification of documents & personal discussion

Key Responsibilities:

- Ensure proper credit evaluation of customers as per policy & process
- Document verification to be carried out for the loan proposals
- Support the branch team in achieving desired branch objective.
- Manage & Maintain TAT for Loan disbursement.
- To diligently appraise loan applications in line with credit policy of the organization.
- Ensure Credit policies to build a good quality portfolio of the branch.
- Ensure File is completed in all aspects before the Loan is Disbursed & Maintain records.
- Completion of PDD on time for the Loan Disbursed
- Ensure Quality Portfolio of the branch is Maintained




- Appraise of CAM proposal of the customers who have applied Loan

Desired Experience:

- Number of years of experience (02-05 Years)
- Type of companies/sector worked for(Private commercial banks and large NBFCs)
- Responsibilities managed in the previous organizations(Primarily Credit function. Past experience in credit & Collection side of CV.)
- Languages (Hindi/English/Local Language)
- Computer/technical skills (Basic MSCIT Knowledge)

Qualifications:

- Graduation: (BCOM/Any stream)
- Post-graduation: (MBA would be an added advantage)
- Qualified Qualifications: If any would be an added advantage
- Certifications: If any would be an added advantage

📌 Credit Officer (Hassan)
🏢 equitas small finance bank
📍 Hassan