JD
•To conduct investigations on fraud/suspicious cases referred by internal departments and arising from branch audit findings.
•To perform detailed analysis of bank statements, income documents, and financial profiles to identify discrepancies and red flags.
•To review and verify KYC documents , highlighting inconsistencies and ensuring compliance with regulatory guidelines.
•To assess fraud typologies and risk indicators within the retail credit lifecycle using RCU/FCU frameworks.
•To execute employee and process-level investigations based on suspicion profiling and audit observations.
•To prepare investigation reports with findings, root cause analysis, and recommendations for risk mitigation.
To collaborate with cross-functional teams (credit, compliance, audit) to strengthen controls and prevent fraud recurrence