Hiring talented professionals for Underwriting team with expertise in Credit Analysis and Assessment with over 6 years of experience for a leading banking captive based in Gurugram.
Experience: 6+ Years
Shift Timing: 4:00 AM Login
Notice Period: 60 days and below preferred
About the Role
The Senior Analyst – Credit Assessment & Underwriting will play a crucial role in evaluating creditworthiness and supporting lending decisions through detailed financial and ratio analysis while collaborating with internal stakeholders.
Responsibilities
- Perform detailed credit assessment and financial analysis for lending decisions.
- Analyze financial statements, cash flows, and business performance.
- Conduct ratio analysis and evaluate creditworthiness of borrowers.
- Assess lending proposals and prepare credit recommendations.
- Review credit risks, identify red flags,
and ensure adherence to credit policies.
- Support underwriting decisions through comprehensive credit analysis.
- Collaborate with internal stakeholders to facilitate timely credit approvals.
Qualifications
- 4 years of experience in Credit Underwriting, Credit Analysis, or Credit Assessment.
- Mandatory experience in Global Banking Captive.
Required Skills
- Strong understanding of lending products and credit risk evaluation.
- Hands-on experience in financial statement analysis and ratio analysis.
- Exposure to commercial, business banking, or corporate lending.
- Solid analytical, problem-solving, and decision-making skills.
- Excellent communication and stakeholder management skills.