Work with Finance, Risk, Treasury, and Business stakeholders to gather requirements related to:
IFRS9 impairment and Expected Credit Loss (ECL) calculations
Asset & Liability Management (ALM)
Funds Transfer Pricing (FTP)
Liquidity and Balance Sheet Management
Financial forecasting and management reporting
Conduct requirement gathering workshops, process analysis, and gap assessments.
Translate business requirements into BRDs, FRDs, user stories, functional specifications, and acceptance criteria.
Support implementation and enhancement of IFRS9, ALM, FTP, and Finance transformation platforms.
Define and validate business rules for:
ECL calculations
PD, LGD, EAD models
Staging assessment
Overlay calculations
Scenario analysis and stress testing
Support ALM processes including:
Interest Rate Risk in Banking Book (IRRBB)
Liquidity risk management
Gap analysis
Behavioral modelling
Balance sheet forecasting
Work closely with technical teams on data mapping, source-to-target mapping, and integration requirements.
Perform financial and risk data validation, reconciliation,



and issue analysis.
Prepare test scenarios and coordinate SIT, UAT, defect management, and production validation.
Support month-end, quarter-end, and regulatory reporting processes.
Facilitate workshops, user training sessions, and stakeholder demonstrations.
Identify opportunities for automation and process improvements across Finance, Risk, and Treasury functions.
5–10 years of experience as a Business Analyst, Functional Consultant, or Finance/Risk Systems Analyst.
Solid domain expertise in:
IFRS9
Expected Credit Loss (ECL)
Asset & Liability Management (ALM)
Funds Transfer Pricing (FTP)
Liquidity Management
Balance Sheet Management
Experience with Finance/Risk/EPM platforms such as:
Oracle EPM / Hyperion
SAP BPC
Anaplan
Moody’s IFRS9
SAS IFRS9
QRM / QRM ALM
Murex
Similar Finance and Risk solutions
Strong experience in requirement gathering and functional documentation.
Good understanding of financial

📌 Business Analyst I (Mumbai)
🏢 Unison Group
📍 Mumbai