Spocto X (A Yubi Company) is the world's leading end-to-end debt collection platform focused on digitizing the entire collections process. By powering the ecosystem with AI, ML, and digital-first innovation, we are redefining how financial institutions handle risk and recovery—making debt collection simpler, faster, and more seamless.
If you want to be a part of a fintech powerhouse that is transforming the industry, this is your chance We are looking for a driven, articulate, and result-oriented Debt Collector to join our team in Mumbai.
Location: Airoli, Navi Mumbai ( Tech Park)
Compensation & Shift Details:
Salary: Up to ₹35,000 CTC maximum (based on experience)
Shift Timings: 10:00 AM – 7:00 PM
Weekly Off: Sunday (Fixed Off)
Job Description:
As a Debt Collection Specialist, you will be responsible for the end-to-end recovery of overdue accounts. Your primary focus will be on managing write-off portfolios, negotiating payment plans,



and maintaining high recovery rates while upholding compliance and dignity for the borrower.
Key Responsibilities:
Reach out to customers with outstanding balances and recover overdue debts. Manage and resolve high-risk, write-off collection accounts effectively. Negotiate mutually agreeable payment plans while maintaining a professional relationship with customers. Meet and exceed monthly recovery and collection targets. What We Are Looking For:
Education: Graduation is mandatory. Experience: Minimum 1 year of experience specifically in Write-Off Collections (Debt Collection experience is a must). Communication: Excellent verbal and written communication skills Proficiency in Tamil or Malayalam will be a distinct added advantage. Solid negotiation, persuasion, and problem-solving skills.

📌 Debt collector (Mumbai)
🏢 Spocto X
📍 Mumbai