Business Function
SME Product SME customers with a full suite of commercial banking solutions including liabilities, payments & cash management, trade & supply chain finance, working capital, term lending, and FX. The business is expanding in Alternate Lending / Ecosystem-led partnerships to accelerate digital acquisition and embed lending journeys.
Job Purpos
e Own end-to-end product management for SME lending programs across Ecosystem-led, co-lending, anchor-led and alternate lending constructs. Drive product strategy, credit program design, SOPs, digital journey delivery, portfolio governance and regulatory compliance
. Key Accountabilitie
s Responsible for overall product management & managing Credit program/policies of SME lending
, Design & manage SOPs on E2 E lending journey with adequate risk control
s Overall portfolio management of the Credit programs including monitoring of triggers & cap
s Management of adherence of Digital lending guidelines & ensuring applicable program complianc
e Support in digital implementation of the lending journey
s




Job Duties & responsibiliti
es Responsible for devising current credit programs / existing program amendment
s. Creation of E2 E SOP for all lending progra
ms Creation of credit programs foe SME lending and commercialisation of the sa
me Work closely all relevant stakeholders to ensure timely go-live of lending programs under the partnership
s. Work with various stakeholders to ensure NPA / ESPORA / ORR / SOP approvals as applicable for the various partnershi
ps Overall manage the portfolio management working with RMG-Credit and CPRAM for portfolio triggers and caps, delinquency management and hygiene
it Support in setting up of early warning & other necessary risk controls for Alternate Lending & Co-lending polici
es Provide portfolio insights partner-wi
se Work closely with partners for embedded streamlined customer journey, product delivery, close monitoring and governan
ce Collaborate with Product Manager (SFW) to bu

📌 Product manager (Mumbai)
🏢 DBS Bank
📍 Mumbai