Job Description: Executive – General Insurance Claims (Project / CAT Claims)
Role Overview
The Executive – Claims will be responsible for managing and processing general insurance claims related to project risks, including flood, fire, and rain damage incidents. The role requires strong expertise in claims handling, coordination with surveyors, and ensuring timely settlement in line with policy terms.
Key Responsibilities
Claims Handling
Manage end-to-end processing of insurance claims (FNOL to settlement).
Handle claims related to project risks (construction-based losses, property damage, CAT events).
Review policy coverage, exclusions, and claim admissibility.
Incident Assessment
Analyze claims arising from flood, fire, heavy rainfall, and natural catastrophes.
Coordinate with loss assessors, surveyors, and investigators.
Verify cause of loss and extent of damage.
Documentation & Reporting
Ensure collection and validation of required documents (claim forms, invoices, site reports, etc.).
Maintain proper claim records and MIS reports.
Prepare claim summaries and technical notes.




Stakeholder Coordination
Liaise with insurers, reinsurers, brokers, clients, and internal teams.
Act as a point of contact for claim status updates.
Settlement & Negotiation
Assist in claim evaluation and settlement discussions.
Track outstanding claims and ensure timely closure.
Support negotiation for fair claim settlements.
Compliance & Risk Management
Ensure adherence to company policies and regulatory requirements.
Identify potential fraud or discrepancies.
Highlight risk trends and loss patterns.
Required Skills & Competencies
Robust knowledge of general insurance products (property, engineering, project insurance)
Experience in CAT claims handling (Flood, Fire, Rain damage)
Understanding of policy wording, coverage, and exclusions
Analytical and problem-solving skills
Good communication and stakeholder management
Ability to handle multiple claims under tight timelines
Qualifications

📌 Executive - general insurance claims (Hyderabad)
🏢 Latinem Private
📍 Hyderabad