Job Description Position: Credit Senior Associate– Two & Three -Wheeler Loan Underwriting Location: Vashi, Navi Mumbai Experience: 3 – 5 years (strictly within this band), specifically in underwriting two-wheeler loans for NBFCs Reporting To: Regional Credit Manager / Head – Credit About the Role : ProsParity (Etribe Finance Private Limited) is looking for an experienced Credit Senior Associate to independently underwrite loans. The ideal candidate will have hands-on, NBFCspecific two-wheeler and three-wheeler loan underwriting experience within the 3–5 years band, robust Excel skills, and the ability to take independent credit decisions within defined policy and delegation limits. Key Responsibilities : Independently underwrite loan applications end-to-end, from login to disbursement, in line with the company's credit policy and risk appetite. Conduct personal discussions (PD) and telephonic verification of applicants, coapplicants, and guarantors to assess creditworthiness and intent to pay. Evaluate income documents,