Director of Product – Lending & Deposits (End-to-End Lifecycle)

About the Role

We are building the industry's first truly integrated, AI-powered lending and deposit platform — spanning commercial lending, CRE, construction, small business, consumer lending, and deposit account opening. The Director of Product – Lending & Deposits will own the product strategy, roadmap, design, and delivery of all origination, servicing, and deposit lifecycle capabilities across Cync's unified financial services platform.

You will drive a seamless borrower and banker experience from acquisition and onboarding → underwriting → closing → servicing → portfolio monitoring → payoffs/renewals, while also expanding into deposit accounts, payments, cash management, and agentic AI automation.

This is a highly impactful leadership role requiring deep banking domain expertise, solid product vision, and the ability to execute quickly in a high-growth environment.

Key Responsibilities

Product Strategy & Vision




Define and own the unified product strategy for the end-to-end lifecycle of lending and deposit products Drive a scalable core architecture supporting multiple financial products (commercial, consumer, CRE, construction, SBA, syndicated credit, ABL/BBC, etc.) Lead expansion into deposit account opening (retail + business), onboarding/KYC, payments and transaction servicing Execution & Delivery
Lead multiple product teams (LOS, Servicing, Deposits, Collateral, Post-Origination Monitoring) Deliver high-quality releases ensuring borrower → servicing data flow is consistent, automated, and auditable Partner with Engineering to push velocity, reliability, and API-first integration with core banking systems AI-Driven Capabilities
Champion AI workflows across origination and servicing including: Automated underwriting Document ingestion + extraction + validation Borrowing base eligibility automation Construction budget + draw automation Covenant and credit performance monitoring Intelligent

📌 Director Of Product Management (Bengaluru)
🏢 Idexcel
📍 Bengaluru