Funding Societies | Modalku is the largest SME digital finance platform in Southeast Asia. We are licensed and operating in Singapore, Indonesia, Thailand, Malaysia and Vietnam, and backed by Sequoia India (Peak XV), Softbank Vision Fund, Khazanah and SMBC bank amongst many others. Funding Societies | Modalku provides business financing to small and medium-sized enterprises (SMEs), which is funded by individual and institutional investors, as well as payments solutions to SMEs and consumers.

Here at Funding Societies | Modalku we live by our core values GETFS:

Grow Relentlessly: Strive to become our best, most authentic selves
Enable Teamwork, Disable Politics: Only by forging togetherness, we help each other succeed
Test Measure Act: Stay curious and reinvent ourselves, through innovation and experimentation
Focus on Impact: Create impact through bias for action and tangible results
Serve with Obsession: Build win-win relationships for the long-term by having a customer obsession

Role Overview

As a Senior Lending Analyst focused on portfolio and risk,



you own the metrics and reporting that give leadership a transparent, forward-looking view of loan portfolio health. You'll work across delinquency, vintage, concentration, and credit loss provisioning analytics to surface early warning signals before risk materialises.

Key Responsibilities

Portfolio Risk Reporting: Own core credit risk metrics (delinquency rates, non-performing loan ratio, collection rate, provisioning adequacy) and ensure they are accurate, reconciled, and traceable to an approved source of truth
Vintage & Origination Analysis: Build and maintain cohort-based analysis of loan performance by origination period to track quality trends across markets and products
Concentration & Exposure Monitoring: Track credit concentration risk across borrowers, industries, geographies, and products, and support monitoring against internal risk limits
Macro-to-Portfolio Analysis: Connect macroeconomic indicators to

📌 Senior Data Analyst (India)
🏢 Funding Societies | Modalku Group
📍 India