Job Description:

Credit Analyst Commercial Real Estate & Healthcare Finance Role Title Credit Analyst, Commercial Real Estate & Healthcare Finance Function Research and Analytics Location Pune, India Experience Four to six years in credit analysis, underwriting, or portfolio monitoring Shift US Eastern hours partial overlap Employment Type Full time, permanent KEY RESPONSIBILITIES Annual Reviews Prepare credit reviews across construction, bridge, and healthcare finance facilities. Spread borrower, guarantor, and property financials and assess performance against original underwriting. For healthcare credits, review both the property and the operator. Raise anything inconsistent or unsupported to the Lead Credit Analyst. Covenant Monitoring Independently test reporting and financial covenants from source as they fall due. Record a transparent pass or fail conclusion with the supporting work shown. Log exceptions, chase missing borrower reporting, and keep the covenant tracker current.



Construction Monitoring Verify third party engineering progress reports against the draw package and approved budget. Assess progress and cost to complete and summarize findings. Escalate discrepancies between the engineer's report and the draw request. Borrowing Base and ABL Monitoring (where applicable) Verify borrowing base certificates for healthcare working capital facilities against source reporting and confirm availability. Identify ineligible collateral and reconciliation gaps. Escalate availability changes and exceptions to the Lead Credit Analyst. File and Process Discipline Verify every figure back to a source document. Nothing is carried forward from a prior review unchecked. Maintain clean audit trails so a reviewer can trace any information to its source. Meet agreed turnaround times and with a desired quality. Contribute to process documentation to map the current workflow. Process Codification and Automation Document your workflow as you work, capturing the logic, judgment, a

📌 Hiring for Credit Analyst-CRE (Pune)
🏢 RECEX
📍 Pune