Description
Are you looking for an exciting opportunity to join a energetic and growing team in a fast paced and challenging area? This is a unique opportunity for you to work in our team to partner with the Business to provide a comprehensive view.

As an Analyst in the EMEA Diversified Industries Credit Risk team, you will collaborate closely with business partners across the region, including Global Corporate Banking, Leveraged Finance and Syndicate, Debt Capital Markets, Sales and Trading, Treasury Services, and Trade Finance. You will conduct comprehensive credit analysis of both Investment Grade and Non‑Investment Grade corporate borrowers, including sponsor‑backed leveraged finance issuers, and work with front office teams to structure a diverse range of credit relationships.

Job Responsibilities:
- Assume coverage of a portfolio of EMEA corporate clients across diversified sectors (e.g., Business services, Machinery & Equipment, Transportation, Auto, Airlines, Aerospace & Defence), including grading and reviewing credit risk exposures.
- Track financial performance updates,



earnings events, liquidity and covenant compliance, and other developments impacting the assigned portfolio.
- Monitor risk and exposure metrics across counterparties and the portfolio, contributing to sector analyses and early‑warning assessments.
- Participate in due diligence processes for onboarding new EMEA clients (both mid and large Caps) and reviewing existing ones, including preparation and analysis of business models, cash flow generation, debt capacity, and refinancing risk.
- Produce concise and insightful credit memos, articulating recommendations for facilities, limits, tenor, covenants, collateral/security, and inter creditor arrangements.
- Support analysis and approval processes for leveraged finance and lending requests, including RCFs, term loans and bond transactions.
- Develop knowledge of legal documentation for corporate markets and banking products, including credit

📌 Analyst - Credit Risk (Mumbai)
🏢 JPMorganChase
📍 Mumbai