Role Profile
RCU Analyst (BPFD)

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ROLE SPECIFICATION
Role Title
RCU Analyst
Employee Interviewed
Yes
Reports To
M. Nagarajan
Company
Muthoot Fincorp Limited
Function/Department
RCU
Location
HO,Annasalai,Chennai
Written By
M. Nagarajan
Approved By (Functional)
M. Nagarajan
Approved By (People & Culture)

Date (Written On)
10-Aug-2026

ROLE SUMMARY

ORGANIZATIONAL CHART

KEY RESPONSIBILITIES
Operations & Transactional
- Conducting analysis on File/Docket review
- Conducting analysis on Hunter/Ancora review
- Conducting analysis on RCU verification/CPV, BGV review
- Conducting analysis on Customer/Vendor/Employee verification
- Conducting analysis on AML, EWIS, STR, RFI
- Performing reverse analysis on BAU, Surveillance etc, on regular intervals

Process Improvement
- Conducting analysis on file review HL, LAP,SCF, BL,VM etc,.
- Docket review of HL& LAP, BC
- 10% of property verification
- Performing analysis of effectiveness of Hunter Validation on customer onboarding, Ancora for both Individual & Non-Individual Vendor empanelment, Employee BGV




- Performing analysis of effectiveness of Crime check validation on customer onboarding, Ancora for both Individual & Non-Individual Vendor empanelment, Employee BGV etc,.
- Employee referral, Vendor Vetting offline through email from respective FPR
- Surveillance activities, not limited to EWIS, AML, STR, Adhoc Investigation etc,.
- Performing evaluation or reverse analysis of above listed process from RBI compliant
- Liaison with internal & external stakeholders on recent project and evaluation of existing projects
- To take part in brainstorming session with respective stakeholders on all upcoming projects towards achievement of utmost utilisation of Digital Solutions

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KEY INTERACTIONS
Internal Stakeholders
External Stakeholders

Business,Credit,Operations,IT,Product,Legal,Technical,Audit,Compliance,HR,Admin,

RCU Vendor,Ancora,Experian,IDFY,CAMS,Bank Connect, Inbox,

KEY ROLE DIMENSIONS

Geographical coverage –
D

📌 Rcu Analyst (Chennai)
🏢 Muthoot Fincorp
📍 Chennai