Description
Job Description:

Are you looking for an exciting prospect to join a dynamic and growing team in a fast paced and challenging area? This is a unique prospect for you to work in our team to partner with the Business to provide a comprehensive view.

As an Associate in the Credit Risk team supporting the Government, Higher Education, Healthcare, and Not-for-Profit (GHHN) portfolio, you will play a critical role in underwriting, portfolio management, and risk assessment for complex credit exposures. JPMorganChase is seeking a highly motivated and analytical Associate to join our Credit Risk team supporting the Government, Higher Education, Healthcare, and Not-for-Profit (GHHN) portfolio. This role offers the opportunity to work with a diverse set of clients, including state and local governments (US), public and private universities, academic medical centers, hospitals, and leading not-for-profit organizations. The successful candidate will play a critical role in underwriting, portfolio management, and risk assessment for complex credit exposures.

Job Responsibilities:




- Perform comprehensive credit analysis and risk assessment for current and existing clients in the government, higher education, healthcare, and not-for-profit sectors.
- Prepare and present detailed credit approval memos / QOFs, including financial statement analysis and risk rating recommendations.
- Monitor portfolio performance, identify emerging risks, and proactively manage credit exposures.
- Collaborate with bankers and other risk professionals to structure transactions that balance client needs with prudent risk management.
- Conduct due diligence calls and meetings with clients & management teams
- Stay current on sector trends, regulatory developments, and market dynamics impacting the GHHN portfolio.
- Ensure compliance with JPMorganChase’s credit policies, procedures, and regulatory requirements.

Required qualifications, skills, and/or capabilities
- Qualifications in MBA (

📌 Commercial & Investment Bank Risk Associate - GHHN (Bengaluru)
🏢 JPMorganChase
📍 Bengaluru