Key Responsibilities
- Analyze and review clients' financial statements, including Balance Sheets, Profit & Loss Accounts, Cash Flow Statements, and Income Tax Returns.
- Evaluate the financial health, profitability, liquidity, and repayment capacity of clients.
- Verify financial documents and ensure completeness and accuracy before loan submission.
- Prepare Credit Assessment Notes (CAN), financial summaries, and ratio analysis for loan proposals.
- Identify financial risks, discrepancies, and compliance issues in client documentation.
- Coordinate with Relationship Managers, Sales Teams, and clients to obtain additional financial information whenever required.
- Liaise with banks, NBFCs, and financial institutions during the loan appraisal and sanction process.
- Ensure all loan files comply with banking norms, RBI guidelines, and lender-specific documentation requirements.
- Assist in structuring loan proposals based on the client's financial profile and funding requirements.
- Maintain accurate records of loan cases and ensure timely processing to meet turnaround timelines.




- Stay updated on banking policies, lending norms, and financial regulations.

Required Skills & Qualifications
- Qualified Chartered Accountant (CA) or Semi qualified CA.
- 5+ years of experience in Banking, NBFC, Financial Services, CA Firm, Credit Analysis, or Loan Processing.
- Robust knowledge of financial statement analysis, ratio analysis, CMA Data preparation, and loan documentation.
- Understanding of working capital, term loans, project finance, cash credit, overdraft facilities, and business loans.
- Familiarity with banking credit appraisal processes and financial due diligence.
- Advanced proficiency in MS Excel and financial analysis tools.
- Excellent analytical, problem-solving, and communication skills.
- Ability to manage multiple client files while maintaining accuracy and meeting deadlines.

Preferred Experience
- Experience in a CA Firm handling bank finance and loan pro

📌 Chartered Accountant (Rewari)
🏢 Multi Credit Private
📍 Rewari