REPORTING INTO
- Relationship Officer-Micro Mortgages
- Portfolio Officer-Micro Mortgages
- ROLE PURPOSE & OBJECTIVE
- Interact with the customers, look out for the requirements of the customers who wish to take a micro mortgage loan, creating the demand for the same and fulfilling the demand.
- Managing End to End sales life cycle of tapping prospects through marketing activities, understanding their requirement and rendering advice
- Negotiating with customers, timely disbursement of loan and providing other Bank Products.
- Implementing tactics to enhance market penetration through Bank branches, Connectors, customer referrals and marketing activities.
- To set up distribution through builder Empanelment (APF), Marketing activities, relationship management with stakeholders as required
- SIZE OF THE ROLE
FINANCIAL SIZE
NON-FINANCIAL SIZE
- Cost of hiring and placing new Relationship Officers and Portfolio Officers at Branches
- Operational Cost of managing the Conveyance and Claims of Relationship Officers
- Cost of procurement marketing collaterals, sales aids.
- Shall be expected to manage a portfolio of Rs.10 Cr. Progressively
- Managing a housing vertical's product across the location of operations
- Managing assets like marketing collaterals, Stationary, Dockets and Systems
- Managing a team size of 2-3 ROs/POs reporting into the role.
- KEY DUTIES & RESPONSIBILITIES OF THE ROLE
Business/ Financials
- Aligning with bank Branches & other Ujjivan teams (Micro-Banking & others) for increasing Traffic for MM
- Increase distribution by interacting closely with MB team and other internal sources
- Targets on number & value of files for Log-in, approval, disbursement of HL
- Collection of Bounced cases for no zero-default track of all custome
📌 Branch Sales Manager-Micro Mortgages (Tumakuru)
🏢 Ujjivan Small Finance Bank
📍 Tumakuru
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