Experience
5–12 years in Financial Services (preferably Secured Lending)
Business Segment
Secured Lending (LAP / Home Loan / Affordable Housing / MSME Secured Loans)
Ticket Size
? 5 Lakhs to ?3 Crores (location-dependent)
Sourcing Model
DSA + Direct Sourcing
Role Purpose
The Branch Manager will be responsible for driving overall business growth, branch P&L;, team management, sourcing, credit quality, and operational excellence for secured lending products through DSA and direct channels while ensuring compliance with Aditya Birla Capital’s policies and regulatory guidelines.
Key Responsibilities
Business & Revenue Management
Own and deliver branch business targets across secured loan products.
Drive DSA empanelment, activation, productivity, and retention.
Build robust local market connect for direct sourcing (builders, CA network, connectors, lawyers, SMEs).
Manage ticket sizes ranging from ?5L to ?3Cr based on geography and profile.
Monitor daily, monthly, and quarterly business performance and take corrective actions.

Team Management & Leadership
Lead,



mentor, and manage sales and operations teams.
Ensure team productivity, capability building, and performance tracking.
Drive a robust sales culture with ethical practices.
Handle hiring, onboarding, training, and performance reviews.

Credit Quality & Operations
Ensure adherence to credit underwriting norms and risk policies.
Monitor portfolio quality, delinquency, and early warning indicators.
Coordinate with credit, legal, and operations teams for timely disbursements.
Ensure minimal TAT and optimal customer experience.

Compliance & Control
Ensure branch compliance with internal policies, regulatory guidelines, and audit requirements.
Maintain proper documentation and process adherence across sourcing channels.

Stakeholder Management
Act as the single-point owner for the branch.
Collaborate with regional, credit, operations, and product teams.
Represent Aditya Birla Capital

📌 Location Manager Tuticorin (India)
🏢 Financial services
📍 India