Job Overview

We are looking to hire an experienced technical resource with strong expertise in the FICO Decision Modeler / Decision Management Platform, specializing in BRE rule and scorecard development for lending use cases. The ideal candidate should have hands-on experience in building complex business rules and scorecards, testing them, and supporting integrations in a NBFC or banking workplace.

Role & responsibilities
Design, develop, and maintain complex BRE rules, rule flows, and decision strategies on the FICO Decision Modeler / BRE platform
Build and enhance application and behavioural scorecards as part of decisioning solutions
Translate business and credit policy requirements into configurable BRE logic
Perform sanity testing and validation of developed rules using Postman
Support JSON-based REST API integrations with upstream and downstream systems
Conduct impact analysis, rule optimization, and version control
Work closely with business, credit policy and analytics
Support UAT, production deployment, and post-production issues




Ensure proper documentation and adherence to governance and audit standards

Preferred candidate profile
4 - 5 years of hands-on experience with the FICO Decision Modeler Platform.
Solid expertise in building and managing complex business rules and scorecards on the BRE platform.
Proven experience in lending rule development within Banks or NBFCs.
Exposure to Credit Risk, Underwriting, and Loan Origination Systems (LOS).
Hands-on experience in testing and validating BRE rules using Postman.
Good understanding of JSON-based RESTful APIs and integration concepts.
Knowledge of SDLC, change management, and release management processes.
Experience in supporting multiple projects and environments simultaneously.
Familiarity with Agile delivery methodologies.
Solid analytical, debugging, troubleshooting, and problem-solving skills.

Note:
Only candidates currently based in Mumbai will be con

📌 Manager, Business Solution Group Mumbai
🏢 SMFG India Credit
📍 Mumbai