Job Description:
Functional Audits
Plan and execute risk-based audits for Spoke & Hub locations, focusing on 2W/3W dealer-point financing and collection agencies.
Verify the integrity of the Credit Underwriting process, ensuring adherence to the Credit Policy and delegated authority limits.
Audit the Collections & Recovery framework, including the management of repossession agencies, settlement processes, and yard management.
Review the Lending Lifecycle (Sourcing Disbursement Servicing Closure) to identify gaps in the digital and physical workflows.
Ensure strict compliance with RBI Master Directions for NBFCs, including Fair Practices Code (FPC), KYC/AML norms, and Scale Based Regulations (SBR).
Evaluate the effectiveness of Statutory Compliances related to GST, TDS, and other financial regulations specific to the lending business.
Prepare high-quality,



concise Audit Reports for Senior Management and the Audit Committee.
Track and monitor the implementation of audit recommendations (Follow-up Audits) to ensure timely closure of observations.
Data Analytics & Fraud Prevention
Utilize Data Analytics (CAATs) to identify patterns of early-delinquency, fraudulent sourcing, or systemic "circular trading" at dealer counters.
Investigate Whistleblower complaints or suspected internal/external fraud cases related to loan disbursements.
Review of IT System & IT applications Audit
Knowledge of Develop IS Audit Risk Based Framework.
Knowledge of Develop IS Audit Universe
Knowledge of Risk Matrix Control development
Review of IS System Audit report and IT application audit report

📌 Manager – Internal Audit Pune (India)
🏢 Talent Leads Consultants
📍 India