Description
CMS & POS

Role
Assistant Product Sales Manager

Location
Across India

Number of Positions
125

Reporting Relationships
Product Sales Manager

Position Grade
M1/M2

Drive end-to-end sales, onboarding, and portfolio growth for Merchant Acquiring (POS/EDC, Bharat QR, UPI) and Cash Management solutions (Collections, Payments, Escrow-Capital & Non-Capital Market Deals, Digital Integrations) across assigned verticals and mapped branches/relationship teams. The role combines recent acquisition, solutioning & integration, and portfolio retention with robust collaboration across internal stakeholders.

Job Profile

Key Responsibilities:

1) Business Development & Lead Generation
Source merchants for POS/EDC/Bharat QR/UPI and identify opportunities for CMS across assigned markets and segments.
Work with mapped branches/RM teams to drive leads, campaigns, and product penetration and ensure smooth handover for implementation.
Generate independent leads via references, market mapping,



and networking; target priority industries/sectors with tailored propositions.
Collections: Physical & Electronic Collections, Smart Collect/Virtual Accounts, Payment Gateway, e-NACH, BBPS, Cash, UPI.
Payments: Physical & Electronic Payments, Dividend mandates, vendor/salary payouts, UPI payouts, Corporate Remittance
Merchant Acquiring: POS/EDC/Bharat QR with appropriate MDR/subvention constructs.

2) Onboarding, Activation & Portfolio Management
Coordinate with operations/implementation for seamless go-live; ensure activation and throughput (TPV/collections).
Build deep client relationships to retain and grow wallets, cross-sell/up-sell adjacent products, and proactively resolve service issues.

3) Enablement, Training & Marketing Support
Train and enable Branch Banking/Relationship teams to sell CMS and Acquiring products effectively.
Conduct system demos for Potential & Existing clients; run visibility campaigns and provide marketing collaterals to drive penetratio

📌 Asst Product Sales Manager Branch Banking Enterprise Business Solutions Guwahati
🏢 Kotak Mahindra Bank
📍 Guwahati