Role: Practice Director – Credit Risk & BFSI Solutions

Location: Gurgaon/Mumbai/Bangalore

Experience: 8–15 Years

Level: Director

The Role

We're building AI solutions that change how financial institutions make
decisions on credit, risk, and beyond. Not incremental improvements. Genuinely
recent.

Credit Risk is the core of this role. You've lived inside it, built scorecards,
owned underwriting policies, and sat across CROs who thought they had it all
figured out. That depth is non-negotiable. Insurance and Wealth Tech are growing
parts of the practice, you'll bring the same rigour and consultative edge there
too.

This role offers:
Industry-firsts - not features, actual recent solution categories
Real breadth - banks, NBFCs, fintechs, insurers, wealth platforms, one
practice
High visibility, high impact - your work shapes strategy and revenue at scale
Credit Risk is being rewritten by AI - you'll be the one doing the rewriting

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What You'll Do

Lead Credit Risk Solutions,



deeply and end-to-end
Build next-gen Credit AI solutions: scorecards, decisioning engines,
portfolio risk tools, collections optimisation, early warning systems
Challenge client models and strategies with first-principles thinking and
offer something demonstrably better
Engage across the full lending lifecycle, bureau data, alternative data, and
policy design

Extend into Insurance & Wealth Tech
Insurance — underwriting models, risk pricing, claims intelligence, fraud
detection
Wealth Tech — risk profiling, portfolio analytics, AI-driven advisory

Own CXO Conversations
Hold your own with CROs and CDOs at banks, NBFCs, and fintechs
Earn trust quick, challenge thinking with evidence, and find gaps in even the
most well-constructed frameworks

Run Pilots that Convert
Structure proof-of-value engagements from top-tier banks to small fintechs
Tailor the approach, execute well, sharpen the narrat

📌 Practice Director Bengaluru
🏢 PayU Payments
📍 Bengaluru