Skill required: AML fraud mgmt. - Financial Crime & Fraud Management

Designation: Regulatory Compliance Associate

Qualifications:BCom

Years of Experience:1 to 3 years

What would you do

- We are seeking a Fraud Analyst to monitor, detect, and investigate suspicious transactions across multiple channels, including ACH, wire, P2P, and card payments, for US-based banking and fintech clients. The role is focused on minimizing fraud losses, ensuring compliance, maintaining customer trust, and delivering high-quality operational outcomes that meet SLA expectations.

What are we looking for

- Qualifications:
Bachelor-s degree in Commerce, Finance, Business, or a related field preferred.
1-3 years of experience in fraud operations, with preference for payment fraud or card fraud experience in the US market.
Strong understanding of payment systems, including ACH, wire, cards, P2P, and RTP.
Knowledge of fraud typologies, including account takeover, social engineering scams, mule activity, and card-not-present fraud.
Familiarity with dispute and chargeback processes and applicable US regulations is preferred.
Solid analytical and problem-solving skills.
Strong communication and presentation skills.
Strong attention to detail and sound decision-making ability.
Ability to work effectively in high-volume, SLA-driven environments.
Proficiency in Microsoft Office is required.





Working Conditions
The candidate must be flexible to work US or rotational shifts and be willing to extend shift hours during the transition phase, as needed

Roles and Responsibilities:

- - Review and resolve fraud alerts generated by transaction monitoring systems across payment channels, including ACH, wire, cards, and P2P.
Analyze transaction patterns, velocity, geolocation, device and IP signals, and behavioral indicators to identify suspicious activity.
Conduct end-to-end investigations of flagged transactions and accounts, including account takeover, payment fraud, and scam-related activity.
Document investigation findings thoroughly and maintain accurate case notes and audit trails.
Take appropriate actions, such as blocking transactions, restricting accounts, or escalating cases, based on investigation outcomes.
Review customer-submitted fraud claims and assess transaction legitimacy.
Compile supporting evidence for disputes, chargebacks, and recovery efforts.
Ensure compliance with applicable US regulatory guidelines and network rules, including Reg E and Reg Z where relevant.
Meet defined SLA, productivity, and quality targets.
Follow client policies, regulatory requirements, and audit standards in all case handling activities.

Qualification BCom

📌 Regulatory Compliance Associate (Bengaluru)
🏢 Accenture
📍 Bengaluru