Job Description:

RL - Wheels:Sales Manager - CVCE - Hybrid
INTERNAL USAGE:
No. of Vacancies: 1 Reports to: ASM - Hybrid
Is a Team leader? Yes Team Size: 2 -3
Grade: AM, DM, M
Business: Retail Lending Department: Wheels Sub-Department: CVCE
Location: Mumbai
About
The Retail Lending department focuses on the lending business of the bank by offering various loan products like Home Loans, Car Loans, and Personal Loans among others. They also offer working capital loans and Business loans for Small Businesses and is also responsible for the Rural lending business of the bank
About the Role
Sales Manager is part of the Bank’s frontline team, the representative of Bank for the customer whose primary responsibility is to onboard new CVCE loans Customers and explore additional funding avenues for existing CVCE customers. They have to source CVCE business with the right mix of Used and New with the optimal channel mix, maintaining the target placement yield and fee.
Key Responsibilities

- Business Goals & Profitability

- Responsible to ensure achievement of volume targets of CVCE loans Business with right business mix of Recent and Used with required channel mix, yield and fee with higher throughput from each off roll resource
- Audit, Compliance, and Risk Management

- Responsible for driving PDD collection and ensuring that thresholds are not breached
- Ensure risk and compliance through quality customer sourcing, timely and satisfactory closure of all regulatory points
- Sales and Channel Development

- Meet existing CVCE customers to understand their repeat funding requirement and onboard New to Bank CVCE customers to drive volumes




- Responsible for ensuring end-to-end processing of cases by liaising with cross functional departments
- Establish relationships and enhance engagement with branches and channel partners
- Each relationship to be pitched with liability relationship and getting SI from existing and opening of new accounts
- Adoption of Siddhi Application to enhance efficiency in Sales Team
- Improve contribution of PSL in portfolio
- Customer Experience

- Oversee fulfilling customer journey with seamless processing and offering a host of banking solutions leading to customer delight.
- Make Axis Bank the financier of first choice by ensuring best in class TAT
- Responsible to increase customer retention and engagement to improve Net Promoter Score and customer
- satisfaction.

- Collaboration and People Priorities

- Ensure minimum RO attrition by providing timely guidance
- Drive various people agenda, including but not limited to, values, talent management, internal mobility, culture, learning and developments

Desired Qualifications

Optimal qualification for success on the job is:

- Graduation and Post-graduation in management from a recognized institute
- 20 years+ of related experience

Role Proficiencies:

For successful execution of the job, a candidate must possess the following:

- Knowledge

- Abilities

About Axis





Incorporated in 1994, Axis Bank is one of India’s most trusted banks & the third largest in the private sector. At Axis Bank, customer centricity has always been the foundation of our business. Our efforts to address the requirements of a diverse customer cross-section are powered by robust infrastructure, advanced technology, a comprehensive monitoring & control framework & a large talent pool.

The Bank has a young & engaged workforce of over 85,000+ employees across the group. We are an equal opportunity employer & believe in empowering our employees by offering rich roles, learning opportunities & flexibility to chart their career, their way.

Skills:

Refer to the Job Description

About Company:

Axis Bank is the third largest private bank in India, serving ~59 million customers with a workforce of over 104,400 employees as on March 31, 2025. The Bank offers the entire spectrum of financial services to customer segments covering Large and Mid-Corporates, MSME, Agriculture and Retail Businesses. As on March 31, 2025, The Bank has a large footprint of 5,876 domestic branches, 13,941 ATMs and cash recyclers, with close to 47% branches in rural and semi-urban region. The Bank's overseas operations encompass eight international offices, including branches in Singapore, Dubai (at DIFC), and Gift City-IBU. There are also representative offices in Dhaka, Dubai, Abu Dhabi, and Sharjah. The international offices focus on Corporate Lending, Coverage Business, Trade Finance, Syndication, Investment Banking, Liability Businesses, and Private Banking/Wealth Management offerings.

📌 RL - Wheels:Sales Manager - CVCE - Hybrid (Kolkata)
🏢 Axis Bank
📍 Kolkata