Job Description

Company: Upstox

Location: Mumbai, Maharashtra

Experience: 4–7 Years

Level: Product Manager II - Lending/MTF

Role Overview: We are looking for a Product Manager II to drive high-impact product initiatives across a fast-growing fintech or brokerage business. The role requires a strong combination of product thinking, customer obsession, analytical rigor, and execution excellence. The candidate will be responsible for identifying opportunities, shaping product strategy, driving ideation, and partnering with cross-functional teams to deliver measurable customer and business outcomes. The ideal candidate should be highly comfortable with product funnel analysis, identifying conversion and engagement opportunities, and using data to drive product decisions. Experience or understanding of the lending business is a strong advantage, but is not a core requirement.

Key Responsibilities

Product Strategy & Ideation

- Identify and prioritize product opportunities based on customer needs, business objectives, market trends, and data.
- Drive the product lifecycle from problem discovery and ideation to execution, launch, measurement, and iteration.
- Develop product hypotheses, define success metrics, and build structured approaches to solving customer and business problems.
- Contribute to product strategy and roadmap prioritization across key product areas.
- Identify opportunities to simplify complex financial products and improve customer experience.

Product Analytics & Funnel Management

- Own regular product funnel reviews to identify drop-offs, friction points, and opportunities for improvement.
- Analyze customer journeys and identify opportunities to improve acquisition, activation, engagement, conversion, and retention.
- Use quantitative and qualitative insights to understand customer behavior and formulate product hypotheses.
- Define and monitor key product metrics and evaluate the impact of product initiatives.




- Leverage experimentation and data-driven decision-making to continuously improve product outcomes

Product Execution

- Work closely with Engineering, Design, Data/Analytics, Business, Operations, Risk, and Compliance teams to deliver products end-to-end.
- Translate product requirements and customer problems into clear product specifications and execution plans.
- Drive prioritization, execution, and delivery while maintaining a high bar for product quality.
- Launch experiments and product enhancements, measure outcomes, and iterate based on learnings.
- Manage trade-offs across customer experience, business impact, technology complexity, and operational considerations.

Stakeholder Management

- Partner with senior stakeholders across Product, Business, Technology, Analytics, and Operations.
- Clearly communicate product vision, roadmap, priorities, metrics, and trade-offs
- Influence cross-functional teams and drive alignment without direct authority.
- Bring structure to ambiguous problems and independently drive initiatives to closure.

What We’re Looking For

- 4–7 years of experience in Product Management, preferably in fintech, brokerage, banking, consumer internet, SaaS, or other high-scale digital businesses.
- Demonstrated experience taking products/features from ideation through execution and optimization.
- Strong analytical ability with hands-on experience in funnel analysis, product metrics, experimentation, and conversion optimization.
- Strong product sense and ability to identify meaningful customer problems and translate them into scalable solutions.




- Strong understanding of digital customer journeys and experience using data to influence product decisions.
- Excellent stakeholder management and cross-functional collaboration skills.
- Solid ownership, structured thinking, and bias toward execution.
- Comfortable operating in a fast-paced environment with ambiguity and rapidly changing priorities.

Good to Have

- Exposure to lending, credit, personal loans, or other financial products.
- Understanding of lending funnels, credit journeys, underwriting, or risk.
- Experience in brokerage, wealth-tech, trading, investments, payments, banking, or other fintech products.
- Experience working on high-scale consumer products.
- Exposure to experimentation frameworks, cohort analysis, and advanced product analytics.

Success in the Role

- Identify and execute high-impact product opportunities.
- Improve key product funnel metrics and customer experiences.
- Consistently translate data and customer insights into actionable product initiatives.
- Deliver measurable business and customer outcomes through effective product execution.
- Build strong relationships across Product, Engineering, Design, Analytics, and Business teams.
- Demonstrate the ability to independently own and drive complex product problems from ideation to impact.

By applying for this position, you acknowledge that you have reviewed our Prospective Employee Privacy Notice, which outlines how Upstox collects, uses, and protects your Personal Information ('PI'). I accept Upstox's Prospective Employee Privacy Notice.

Upstox is an Equal Opportunity Employer; all qualified applicants will receive consideration for employment without regard to race, colour, religion, gender, gender identity or expression, sexual orientation, national origin, genetics, disability, age, veteran status, or other characteristics.

Job Snapshot

Updated Date

18-08-2026

Job ID

UP0115

Department

Product

Employee Type

Permanent

📌 Product Manager II - Lending/MTF (India)
🏢 Upstox
📍 India