Key Responsibilities:

1. Audit Planning and Execution:

- Develop and execute a risk based internal audit plan for the microfinance portfolio.
- Conduct audits of microfinance lending, credit underwriting, collections and financial reporting processes.
- Assess compliance with bank policies, regulatory guidelines and industry best practices.

2. Risk Management and Compliance:

- Identify potential risks in microfinance operations and recommend mitigation strategies to improve quality, reduce cost, increase productivity, and improve TAT by reducing redundancies, rework, etc. in Business Process.
- Liaise with regulatory authorities (RBI) on all compliance-related matters.
- Monitor adherence to internal controls and risk management frameworks.

3. Process Evaluation and Improvement:

- Conduct regular internal audits and reviews to assess compliance with internal policies, procedures, and regulatory requirements.
- Managing audit queries and resolution.
- Analyze existing microfinance processes and identify areas for improvement in efficiency,



effectiveness, and risk mitigation.

4. Stakeholder Collaboration:

- Provide management with project status updates, feedback, and appropriate reporting on key responsibilities and objectives
- Achieve buy-in from all stakeholders for the successful application of performance excellence / performance improvement.

Experience: 4+ years of experience in microfinance audit, risk management, or a related field.

Technical Skills:

- Robust understanding of RBI guidelines and regulations pertaining to microfinance lending.
- Proficiency in audit techniques, risk assessment and data analysis.
- Excellent analytical, problem-solving, and decision-making skills.
- Strong communication, interpersonal, and presentation skills.
- Proven ability to work independently and as part of a team.
- Strong organizational and time-management skills.
- Proficiency in Microsoft Office Suite

📌 General Manager (Bengaluru)
🏢 AU Small Finance Bank
📍 Bengaluru