JOB OVERVIEW: The Internal Audit function at Piramal Finance plays a critical role as a third line of defense, in safeguarding the companys assets, reputation, and long-term sustainability. As Lead Audit, the incumbent will ensure solid risk management, controls, and governance across Piramal Finances various business.

Location: Kurla, Mumbai

Travel: Moderate

QUALIFICATION: Qualified Chartered Accountant

EXPERIENCE:
- 12+ years of total work experience in internal audit and risk management of NBFC/ HFC/ Banking, and reputed audit firms.
- Strong familiarity with Companies Act, RBI / NHB and other regulatory requirements.
- Significant experience in developing, testing, and assessing internal controls.
- Strong analytical skill with knowledge and understanding of the HFC, NBFC and Banking systems, internal control, and reporting processes.
- Experience in undertaking audit for wholesale/credit or support functions or retail asset products.

KEY RESPONSIBILITIES:
- Conduct risk-based internal audits across business verticals including Retail Assets, Wholesale/Credit,



and Support functions (Treasury, Finance, HR, IT, etc.)
- Perform independent assessments of business processes, controls, documentation, underwriting, monitoring mechanisms, and operational practices to identify associated risks and mitigants.
- Evaluate adherence to internal policies, SOPs, regulatory guidelines, and governance standards, and highlight deviations or control weaknesses.
- Review effectiveness of risk monitoring frameworks including Early Warning Signals (EWS), exception management, portfolio monitoring, and escalation mechanisms, where applicable.
- Identify gaps in process design, control execution, and risk management practices, and recommend practical corrective and preventive actions.
- Undertake thematic reviews, special audits, investigations, or assignments as directed by Senior Management, Audit Committee of the Board(ACB), or Regulators.
- Prepare Business Understanding Doc

📌 Lead - Internal Audit (Mumbai Suburban)
🏢 Piramal Finance
📍 Mumbai Suburban