About Olyv

Olyv is India s fastest growing, fully-automated next-gen Fintech company aiming to address the credit requirements of innumerous self-employed micro entrepreneurs, micro-merchants and middle/lower-income salaried individuals. Our platform also offers digital gold savings, credit health products, among others.

Our Story

From SmartCoin to OLYV: Nurturing Aspirations, Powering Inclusion In the vast tapestry of finance, where dreams often struggle to find their place, the transformation from SmartCoin to Olyv marks a momentous evolution in our journey. Its a transition that embodies financial empowerment, inclusivity, and the unwavering commitment to creating a brighter and more equitable financial world.

Welcome to Olyv, where dreams find wings, and the future is illuminated. We remain committed to building a stronger Bharat, a place where aspirations have no limits, and financial wellness is not just a promise but a practiced reality. Olyv, more than just a name, is a symbol of strength, growth, and financial inclusion,



ready to lead the way into a future that belongs to all.

The transition from SmartCoin to OLYV SmartCoin began as a beacon of hope, igniting the possibilities of digital lending for hardworking Indians. Our name, a fusion of smart and coin, embodied our early promise to deliver credit access in an intelligent, accessible, and transformative way.

Headquartered in Bengaluru, Olyv was conceived in 2017 with a mission to provide financial inclusion to the underserved market. The company has been facilitating micro-credit through its cutting-edge app and has witnessed rapid growth with over 13 million+ users and 1 million+ loan disbursed through its AI ML-powered modules in over 19,000 pin codes across India. Olyvs app-based credit platform offers instant credit options through 100% automation at a pan-India scale. The company has been supported by reputed fintech investors like LGT Lightstone, Accion Venture Lab, Unicorn India Ventures et

📌 Risk Analyst (Bengaluru)
🏢 SmartCoin
📍 Bengaluru