Job description:

1. Preparation of sanction Letter and loan /security documents in line with approved terms
2. Checking of loan and security documents (Draft and Executed)
3. Tracking of pending documents and covenants
4. Documentation and Limit Control
- Ensuring execution of documentation and setting up of limits as per approved credit terms & conditions.
5. Credit Risk Management-
Provide support for overall credit risk management
6. Application of learning on day-to-day assignments for various products offering of the Bank.

Emphasis on timely delivery without compromising on credit quality and due diligence - Ensuring timely Deliverables.

1. Leveraging the potential of available Systems for monitoring-
Proficiency in understanding the deliverables available at Core Banking System。
2. Contribution to arriving at error free setting -
Adherence to conduct business under defined set of principles, procedures, and processes.
3. Credit Limit-
Controlling overall Credit Limit process as per credit approval.
4.



Compliance with local and global compliance requirement - Sacrosanct understanding of local and HO requirement relating to compliance activity in delivering business & productivity goals.
5. Audit function (concurrent / RBI)- Performing the functions in line with the audit requirements without any slippages and deficiencies (minimizing the finding and addressing the same).
6. Loan Documentation Control-
Follow the loan documentation process as per Bank policy and RBI guidelines.
7. Credit Monitoring (compliance) & Due Date Monitoring including overdue
:Ensuring credit compliance (conditions/covenants etc) as per credit approval. (Monitoring all credit items for due date control by making excel and day to day follow up).
8. Limit Loading
-Loading limits in Core Banking solution as per sanctioned terms .
9. Making effective usage of APTD learning platform-
Proactively register and complete the courses offered.
10. MIS for portfolio Management, RBI and other

📌 Sr. Analyst (Mumbai)
🏢 SMBC Group
📍 Mumbai