Hiring talented professionals for Underwriting team with expertise in Credit Analysis and Assessment with over 6 years of experience for a leading banking captive based in Gurugram.
Experience: 6+ Years
Shift Timing: 4:00 AM Login
Notice Period: 60 days and below preferred
About the Role
The Senior Analyst – Credit Assessment & Underwriting will play a crucial role in evaluating creditworthiness and supporting lending decisions through detailed financial and ratio analysis while collaborating with internal stakeholders.
Responsibilities
Perform detailed credit assessment and financial analysis for lending decisions.
Analyze financial statements, cash flows, and business performance.
Conduct ratio analysis and evaluate creditworthiness of borrowers.
Assess lending proposals and prepare credit recommendations.
Review credit risks, identify red flags,
and ensure adherence to credit policies.
Support underwriting decisions through comprehensive credit analysis.
Collaborate with internal stakeholders to facilitate timely credit approvals.
Qualifications
4 years of experience in Credit Underwriting, Credit Analysis, or Credit Assessment.
Mandatory experience in Global Banking Captive.
Required Skills
Solid understanding of lending products and credit risk evaluation.
Hands-on experience in financial statement analysis and ratio analysis.
Exposure to commercial, business banking, or corporate lending.
Robust analytical, problem-solving, and decision-making skills.
Excellent communication and stakeholder management skills.