Job Title: Area Manager – Micro Loans (Individual Loan Segment) Company: Rapid Loans Private Limited Location: Alappuzha District, Kerala

Job Description

Rapid Loans Private Limited is hiring an experienced Area Manager to oversee and drive operations across 5 branches in the Alappuzha region (Alappuzha, Ambalapuzha, Vaikom, Cherthala, and Panangad).

We are a rapidly growing financial institution with 37+ branches across Kerala and strategic partnerships with leading financial institutions like Unity Small Finance Bank.

Key Responsibilities
Oversee complete branch operations, business development, and portfolio management across all 5 assigned branches.
Drive targets for Individual Micro Loans (Ticket Size: ₹51,000 – ₹1,000,000).
Ensure seamless collection management through ECS and Online Payment modes.
Lead, mentor, and monitor the performance of Branch Managers and field staff to achieve portfolio quality and growth.
Maintain solid audit compliance,



risk management, and overall operational efficiency.

Requirements & Qualifications
Prior experience as an Area Manager or Senior Branch Manager in Microfinance / NBFC / Banking sector.
Robust expertise in Individual Loans and digital/ECS collection processes.
Proven track record in team management, portfolio growth, and target achievement.
In-depth geographical knowledge of Alappuzha and surrounding branch areas.
Excellent communication, leadership, and analytical skills.

What We Offer
Competitive salary and performance-linked incentive structure.
Opportunity for growth opportunities within an expanding network in Kerala.

Pay: ₹25,000.00 - ₹35,000.00 per month

Benefits:
Health insurance
Life insurance
Paid time off
Provident Fund

Work Location: In person

📌 Area Manager Alappuzha
🏢 RAPID LOANS PRIVATE
📍 Alappuzha