Company Description FatakPay is India’s financial super app, trusted by over 5 crore users nationwide. The company is building a connected digital financial ecosystem that offers faster, simpler access to loans, investments, insurance, credit-building programs, memberships, and referrals through a single platform. Core offerings include instant personal loans, a dedicated Credit Builder Program, digital gold investments, and insurance solutions with minimal documentation and quick bank disbursal.

Users also benefit from exclusive memberships and referral rewards that enhance their overall financial journey. As one of India’s fastest-growing fintech platforms, FatakPay focuses on financial inclusion, transparency, and technology to empower millions of Indians to take control of their financial future.

Role Description: Co-lending Associate / Manager will be a key member of the Co-lending Team, responsible for end-to-end management of the partner funnel, building and nurturing lender relationships, monitoring collection performance, and driving strategic business growth. The role requires close collaboration with internal Product and Technology teams to resolve operational issues and continuously improve the co-lending ecosystem.

Key Responsibilities

Partner Funnel Management: Identify, onboard, and manage co-lending partners (banks and NBFCs); maintain a robust pipeline of active and prospective lending partners; ensure smooth processing of partner agreements, limit utilisation, and disbursement workflows.

Relationship Management: Serve as the primary point of contact for co-lending partners; build and· meetings, share performance reports, and address partner queries and escalations in a timely manner.

Collection Performance Monitoring: Track and analyse collection efficiency, delinquency trends,



and recovery rates across co-lending portfolios; coordinate with the collections team to ensure targets are met; prepare and present collection dashboards and MIS reports for partner and internal reviews.

Business Strategy & Growth: Develop and implement strategies to increase co-lending disbursement volumes, expand partner limits, and explore new product opportunities; analyse market trends and competitor activity to identify growth levers and present actionable business proposals to senior management.

Internal Coordination – Product & Tech: Act as a bridge between co-lending business requirements and internal Product and Technology teams; raise, track, and follow up on operational issues, system bugs, and enhancement requests; participate in UAT cycles and ensure timely closure of tech-related dependencies impacting partner operations.

Compliance & Reporting: Ensure all co-lending activities adhere to RBI co-lending model guidelines and internal credit =policies; prepare periodic MIS, portfolio reports, and partner performance decks; support audit and due diligence activities as required.

Eligibility / Qualification

· Graduate / Postgraduate in Finance, Business Administration, Economics, or a related field (MBA preferred)

Experience Required

· 2 – 4 years of relevant experience in co-lending, partnership management or financial services operations

· Industry Preference: (Fintech / NBFC / Banking / Financial Services)

Required Skills

· Robust Communication & Negotiation Skills – ability to engage confidently with bank partners and senior stakeholders

· Analytical & Data Interpretation Skills – proficiency in reading portfolio MIS, collection dashboards, and performance metrics

· Stakeholder & Relationship Management – experience managing external partners and coordinating across cross-functional internal teams

· Product & Tech Coordination – ability to translate business requirements into actionable briefs for Product and Technology teams, and follow through on resolution

· Problem Solving & Process Orientation – proactive in identifying operational gaps, escalating issues, and implementing effective resolutions within a fast-paced fintech environment

📌 Co-lending Associate / Manager – Partner & Collections (Mumbai)
🏢 Fatakpay
📍 Mumbai