Credit and Fraud Risk Credit and Fraud Risk (CFR) is a global function responsible for making effective credit and fraud risk decisions that uphold operational excellence, enable sustainable growth, and accelerate innovation across American Express. CFR brings together advanced technology, data, and analytical capabilities to strengthen risk decision-making, enable real-time customer communications, and support fraud servicing. The team plays an important role in protecting our customers and the company while enabling responsible business growth.

About the Role

We are looking for a Analyst – Data Governance & Management to support the development, and execution of data capabilities that support customer management risk models for the U.S. market like CDSS and TSR.

In this role, you will help ensure that high-quality, reliable, and accessible data is available to support model development, performance monitoring, and ongoing analytical needs.

You will work at the intersection of data, analytics, risk management, collaborating with cross-functional teams to improve how data is managed, governed, and consumed.

A key focus of the role will be driving innovation in the data ecosystem. You will have opportunities to leverage technologies such as GenAI, BigQuery and Python, along with automation, to simplify data access, reduce manual effort, improve scalability, and develop more efficient and cost-effective data solutions.

At American Express, our culture is built on a 175-year history of innovation, shared values and Leadership Behaviors, and an unwavering commitment to back our customers, communities, and colleagues. From delivering differentiated products to providing world-class customer service, we operate with a robust risk mindset,



ensuring we continue to uphold our brand promise of trust, security, and service.

As part of Team Amex, you’ll experience our powerful backing with comprehensive support for your holistic well-being and many opportunities to learn new skills, develop as a leader, and grow your career. Here, your voice and ideas matter, your work makes an impact, and together, you will help us define the future of American Express.

We back you with benefits that support your holistic well-being so you can be and deliver your best. This means caring for you and your loved ones' physical, financial, and mental health, as well as providing the flexibility you need to thrive personally and professionally:

- Competitive base salaries
- Bonus incentives
- Support for financial-well-being and retirement
- Comprehensive medical, dental, vision, life insurance, and disability benefits (depending on location)
- Flexible working model with hybrid, onsite or virtual arrangements depending on role and business need
- Generous paid parental leave policies (depending on your location)
- Free access to global on-site wellness centers staffed with nurses and doctors (depending on location)
- Free and confidential counseling support through our Healthy Minds program
- Career development and training opportunities

American Express is an equal opportunity employer and makes employment decisions without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, veteran status, disability status, age, or any other status protected by law. Offer of employment with American Express is conditioned upon the successful completion of a background verification check, subject to applicable laws and regulations.

📌 Analyst - Data Governance & Management (Bengaluru)
🏢 American Express
📍 Bengaluru