Job Title: Relationship Officer – Home Loans / Mortgage Loans
Company: Bank of India Services Limited
Location: Hyderabad
Department: Home Loans & Mortgage Loans
Employment Type: Full-Time
Job SummaryWe are seeking an energetic and goal-oriented Relationship Officer to join our Home Loans team. In this role, you will be responsible for sourcing potential home loan and mortgage loan prospects, guiding customers through the end-to-end loan application process, and delivering excellent customer service. If you have a proven track record in mortgage sourcing and sales, we invite you to grow your career with us.
- Key ResponsibilitiesLead Generation & Sourcing: Actively source potential clients for Home Loans and Loans Against Property (LAP) through direct field visits, channel partners, builder networks, and referrals.
- End-to-End Processing: Guide clients through the complete loan lifecycle—from initial inquiry, document collection, and application submission to coordination with credit/underwriting teams through final disbursement.
- Customer Relationship Management: Understand client requirements,
recommend suitable loan products, and ensure a seamless, hassle-free onboarding experience.
- Sales Targets: Meet and exceed monthly business acquisition and loan disbursement targets.
- Compliance & Documentation: Ensure all collected customer documents and financial records adhere to bank norms, guidelines, and regulatory standards.
- Requirements & QualificationsExperience: Minimum of 6 months of experience in Home Loans, Mortgage Loans, or Loan Against Property (LAP) sales.
- Education: Graduate/Diploma in any discipline preferred.
- Skills:Strong communication, negotiation, and interpersonal skills.
- Local market knowledge and established networks with builders/connectors are a plus.
- Basic understanding of financial documentation, property paperwork, and credit evaluation processes.
- Compensation & PerksSalary: ₹15,000 to ₹25,000 per month (Commensurate with present CTC and relevant experience).
- Incentives: Attractive performance-linked sales incentives