Role Requirements

- Experience: 10+ years of professional experience across industries.

Education:

- Bachelors degree in engineering with Information Technology, Computer Science, Finance, Business Administration, or related disciplines.

- MBA, PGDM, CA, CFA or equivalent qualification will be an advantage.

Required Experience

- 10+ years of experience as a Business Analyst within Banking, Financial Services, Fintech, or Lending organizations.

- Minimum 5+ years of hands-on experience working on Enterprise Loan Origination Systems.

- Proven experience delivering digital lending transformation programs and platform modernization initiatives.

- Experience working across Retail Lending, Microfinance, MSME Lending, Business Loans, Housing Finance, or Commercial Lending domains.

- Experience in large-scale LOS implementations, migrations, upgrades, or platform re-engineering initiatives.

Functional Competencies

- Deep understanding of lending lifecycle management.

- Strong knowledge of underwriting and credit risk processes.

- Expertise in retail, MSME, and microfinance lending products.

- Experience with Business Rule Engines (BRE) and workflow management systems.

- Knowledge of co-lending, embedded finance, and digital lending ecosystems.

- Understanding of document management, workflow orchestration, and case management platforms.

Technical Competencies

- API and system integration understanding.

- REST APIs,



JSON payloads, and microservices architecture awareness.

- SQL proficiency for data validation and analysis.

- Data mapping and interface design experience.

- Knowledge of cloud-based and enterprise platform architectures.

Tools & Platforms

- Jira, Confluence

- Visio / Lucidchart / Draw.io

- Figma

- Postman

- SQL Tools

- BPMN Modelling Tools
- LOS Platforms such as FinnOne, Newgen, Finacle LOS, Temenos, Salesforce FSC, nCino, or equivalent enterprise lending platforms.

Preferred Skills

- Experience in Digital Lending Platforms and Embedded Finance ecosystems.

- Knowledge of AI-driven underwriting and credit analytics solutions.

- Exposure to Account Aggregator, Open Banking, and Digital Public Infrastructure (DPI) frameworks.

- Experience handling multi-product and multi-entity lending platforms.

- Certification in CBAP, CCBA, Agile Business Analysis, Scrum, or Product Ownership

Professional Attributes:

- Strong analytical and problem-solving abilities.

- Effective communication and documentation skills.

- Stakeholder coordination and collaboration mindset.

- Attention to detail and quality orientation.

- Ability to manage multiple priorities in a fast-paced environment.

- Robust learning agility and ownership attitude.

Additional Details

- Work Mode & Location: Full-time, Work from Client (Mumbai Seawood)

📌 Sr. Business Analyst/ Product Manager || BFSI/ NBFC/ fintech/ LOS !! (Mumbai)
🏢 BDO India
📍 Mumbai