Job Summary:

We are seeking a highly skilled Reconciliation Specialist to join our team. The ideal candidate will have a deep understanding of chart of accounts, reconciliation processes between client accounts and general/transit accounts, and a robust grasp of financial transaction workflows. The role requires expertise in handling reconciliation for various payment methods, including RuPay, NEFT, IMPS, UPI, RTGS, credit card payments, and transfers.

Key Responsibilities:

- Perform daily, weekly, and monthly reconciliation of client accounts with general and transit accounts.

- Ensure accurate matching of financial transactions and resolve discrepancies in a timely manner.

- Work closely with finance, operations, and IT teams to optimize reconciliation processes.

- Develop and maintain reconciliation reports to track transaction mismatches and outstanding items.

- Investigate and escalate issues related to unprocessed transactions, chargebacks, and failed settlements.

- Maintain compliance with financial regulations and internal controls.





- Support audits and provide necessary reports related to reconciliation processes.

- Collaborate with payment processing partners to ensure seamless transaction flows and settlements.

Required Skills & Qualifications:

- Bachelor's degree in Finance, Accounting, Banking, or a related field.

- 5+ years of experience in financial reconciliation, banking operations, or transaction processing.

- Strong knowledge of chart of accounts and reconciliation processes.

- Experience working with payment networks such as RuPay, NEFT, IMPS, UPI, RTGS, and credit card payments.

- Proficiency in financial reporting tools and reconciliation software.

- Strong analytical and problem-solving skills to identify and resolve mismatches efficiently.

- Excellent communication and collaboration skills to work with cross-functional teams.

- Detail-oriented with a high level of accuracy and accountability.

📌 Reconciliation Specialist (Navi Mumbai)
🏢 Unity Small Finance Bank
📍 Navi Mumbai