Role Requirements

- Experience: 4 to 6 years of professional experience across industries.

- Education:
- Bachelors degree in engineering with Information Technology, Computer Science, Finance, Business Administration, or related disciplines.
- MBA or relevant banking certifications will be preferred.

- Required Experience
- 4-6 years of experience as a Business Analyst in Banking, Financial Services, NBFC, Fintech, or Lending organizations.
- Minimum 2-3 years of experience working on Loan Origination Systems (LOS) or Digital Lending Platforms.
- Experience in Retail Lending, MSME Lending, Business Loans, Personal Loans, Home Loans, Vehicle Loans, or Microfinance products.
- Experience working in Agile project delivery environments.

- Functional Skills
- Robust understanding of Loan Origination and Credit Underwriting processes.
- Knowledge of lending products and customer onboarding journeys.
- Familiarity with Business Rule Engines (BRE) and workflow-based systems.
- Understanding of lending regulations, KYC, AML, and compliance requirements.
- Ability to document business processes and functional requirements effectively.

- Technical Skills
- Understanding of APIs, system integrations, and data flows.
- Working knowledge of REST APIs and JSON payload structures.




- Basic to intermediate SQL proficiency for data validation and analysis.
- Experience in process modelling and workflow documentation.
- Knowledge of digital lending ecosystem integrations and third-party service providers.
- Tools & Platforms

- Jira

- Confluence
- Visio / Lucidchart / Draw.io

- Figma

- Postman

- SQL Tools

- BPMN Modelling Tools
- Enterprise LOS Platforms such as Newgen, FinnOne, Finacle LOS, Temenos, Salesforce FSC, nCino, or similar lending platforms.

- Preferred Skills
- Exposure to Microfinance and MSME Lending processes.
- Knowledge of Account Aggregator ecosystem and Digital Lending frameworks.
- Understanding of Digital Onboarding, Video KYC, and eSign platforms.
- Certification in Agile BA, Scrum, CCBA, or related business analysis disciplines.

- Professional Attributes:
- Strong analytical and problem-solving abilities.
- Effective communication and documentation skills.
- Stakeholder coordination and collaboration mindset.
- Attention to detail and quality orientation.
- Ability to manage multiple priorities in a fast-paced environment.
- Strong learning agility and ownership attitude.

Additional Details

- Work Mode & Location: Full-time, Work from Client (Mumbai Seawood)

📌 Business Analyst || BFSI/ NBFC/ fintech/ LOS !! (Mumbai)
🏢 BDO India
📍 Mumbai