About this role:
Wells Fargo is seeking a Senior Wealth Underwrite experienced in Commercial Real Estate Lending Underwriter with robust expertise in borrower and collateral underwriting. The candidate should be skilled in analyzing personal and business financial statements, interpreting U.S. tax returns, evaluating entity structures, and determining global cash flows and key financial ratios. The role requires in-depth knowledge of CRE collateral analysis, including property performance, cash flow assessment, market risk evaluation, and review of third-party reports such as appraisals and environmental reports. The underwriter will prepare comprehensive credit memoranda and provide well-supported lending recommendations. Additionally, the candidate will be responsible for portfolio monitoring, covenant compliance, annual reviews, and managing loan renewal, modification, and servicing requests for assigned relationships
In this role, you will:




Lead or participate in moderately complex initiatives and deliverables and contribute to large-scale planning related to Wealth Underwriting
Review, analyze, and evaluate borrower financial data for moderately complex high-net-worth loans to determine credit worthiness and monitor existing portfolio to identify issues that require an in-depth evaluation of variable factors; present recommendations for resolving moderately complex situations
Independently resolve moderately complex business, operational, or technical issues and lead team to meet deliverables while leveraging solid understanding of Wealth Underwriting functional area policies, procedures, regulations, and compliance requirements
Develop solid understanding of Commercial Real Estate Lending policies, procedures, regulations, and compliance requirements for Wealth Investment Management client as needed
Collaborate and consult with Wealth Underwriting peers, colleagues, and mid-level managers to resolve issues and achieve goals; serve as a mentor for lower level s

📌 Senior Wealth Underwriter (Bengaluru)
🏢 Wells Fargo
📍 Bengaluru